NKS Diary

Money can't buy happiness, but happiness can't buy food & shelter either. Of course, money is not everything, but it is an essential means to make a living, to get a good education and to live comfortably. It is almost impossible to achieve your materialistic desires or goals without money. For example, if you wish to pursue a higher education, money is an essential input. In today’s world of consumerism, there is a tendency for people to spend more than their means allow. With the passage of time, their expenses grow disproportionate to their increase in income – this is a consequence of inflation, increased expenses in supporting children’s education, mortgage, family needs & change in lifestyle. Due to lack of awareness & planning, they do not save or invest for the future, and this leads to financial crisis. Hence,  Personal Financial Planning  plays a vital role in one’s life. Following are the key lessons that I have learnt in Personal Financ...

I have learnt and adopted few guiding principles that have helped make things better for me and may be helpful to others as well: Live life on your own terms. Look for something you love to do and you do well. Go for it. It may or may not give you money and/or recognition, but certainly will give you satisfaction in life. We should know what we are doing on daily basis, and out of which how much is useful in our progress. Analyse and cut all unproductive work and focus on real issues and take actions: for self, family, relatives, friends and society. At the end of the day find out how much you contributed to them. We do many activities in a day like talking, chit-chat, reading books, social media, entertainment, travel, socialising, participate in various events, attend discourses, and many other things. It is important to know how much is useful from each one of these activities for yourself and others in terms of its application and making positive impact. Try to understand and slowl...

 Om Shri Dear Friends; I am a retired scientist from a reputed organisation, with 36 years of long working life. I have started this blog to share my experiences and learnings, which could be useful for a common man. Generally, we learn and realise many things towards the 2nd half of our life. By that time it is too late for self to implement and make things better in life. However, it is good to share all that what we learnt during our life time for the benefits of our loved ones and the society in general, specially younger generation who have full life to practice and implement things for themselves and their family.  I will be sharing some of the important aspects of our life that are not taught in our schools/colleges. The purpose is to pass on all this to our new generation to have a planned, and organised life style. It is not difficult, nothing great required to be done, it is simply awreness and understanding of the importantce of some of the things, which are ignored...